awardtrail — The Free Credit Card Rewards Tracker for Enthusiasts
Awardtrail is a free, all-in-one dashboard for managing credit card sign-up bonuses, tracking card benefits, calculating Chase 5/24 status, and coordinating rewards across your entire household. Built by credit card enthusiasts, for credit card enthusiasts — because spreadsheets should not be your mission control.
Latest Strategy Guides & Blog Posts
How Much Are JetBlue TrueBlue Points Worth? About 1.4 Cents — I Priced Three Real Flights to Prove It
JetBlue TrueBlue points don't have an award chart, a sweet spot, or a devaluation cliff — they have a price, and it barely moves. I priced three real JetBlue flights on jetblue.com and they came back at 1.31 to 1.55 cents a point, and Rove's 20% transfer bonus into TrueBlue ends tonight.
IHG Points Are Worth About Half a Cent. The Fourth Night Free Is What Makes Them Worth Chasing.
IHG points are the cheapest hotel currency in the game — I priced three Orlando nights on ihg.com and they came back at 0.51 to 0.79 cents per point. The fourth night free is the one mechanic that changes the math, and the 180,000-point Premier offer is the cheapest way to get a balance worth using.
Amex Will Give You 35% More Marriott Points Until December 10. The Math Still Says No — Except for One Stay
American Express is adding 35% to Membership Rewards transfers to Marriott Bonvoy through December 10, so 1,000 points become 1,350. It is the biggest Amex Marriott transfer bonus of the year, and for most people it is still the wrong move — unless you have already priced the one kind of stay where the numbers flip.
Hilton Free Night Certificate: How to Turn One Certificate Into a $3,500 Waldorf Stay
Hilton's Free Night Reward is the only hotel certificate with no points cap — it covers any standard room, even a villa that lists at $3,504 a night on Hilton's own site. Most cardholders waste it on a $150 Hampton Inn. Here's how to earn one, the booking rules that trip people up, and where to aim it so a single night is worth ten times more.
Is the Amex Gold Card Worth $325? The Fee Math, the $424 in Credits, and the 4X Trap
The Amex Gold Card charges $325 a year and hands back up to $424 in credits — but the credits arrive in monthly slivers, and the card's real value is the 4X earning on dining and groceries. Here's the full math, the caps nobody reads, and who should actually carry it.
Hilton Is Selling Points With 120% More This Fall. The Fifth Night Free Is What Decides If It's Worth It
Hilton's fall points sale adds 120% more points to every purchase, and the bonus itself isn't the decision — what matters is what a point is worth on the night you actually book. Here's the cost-per-point test to run before you buy, and why the fifth night free changes the answer.
Chase Sapphire Reserve at $795: the Fee Math That Decides It — and the One Transfer That Justifies It
Five months after the refresh, the Sapphire Reserve's $795 fee comes down to three questions: how many of its credits you would actually use, how many points you send to Hyatt, and whether the lounge and The Edit are already your habits. The welcome bonus covers year one on its own. Year two is where the card gets decided.
Marriott Points Are on Sale at 0.81 Cents Until November 23. Here's When Buying Beats Transferring.
Marriott is selling Bonvoy points at up to a 55% bonus through November 23, which works out to about 0.81 cents a point. For a stay you've already priced, that's cheaper than moving Chase points over at the standard 1:1 rate — but only if you buy exactly the shortfall and nothing more.
Citi's $595 Strata Elite Is the Only Premium Card That Turns Points Into American Airlines Miles. The Math Decides Everything.
The Citi Strata Elite charges $595 a year and hands back up to $700 in credits, but the credits come with strings and the 12X earning rate only exists inside Citi's travel portal. What actually justifies the card is something no other bank card offers: 1:1 transfers to American Airlines and Japan Airlines. Here's who wins, who loses, and the exact numbers behind both.
Bilt's 2027 Changes Force One Decision: Keep the 4% Bilt Cash or Take 1.25X on Rent
Bilt announced its 2027 program updates on October 27, and the headline is a choice, not a perk: the 4% Flexible Bilt Cash option on everyday spending goes away at your next card anniversary unless you opt out in the app first. The right answer depends on how much you spend outside rent and whether you actually redeem Bilt Cash — here's the math for both sides, plus the hotel cut, the rebuilt Palladium and Obsidian credits, and what renters without a card lose on January 15.
115,000 Aeroplan Points, a $195 Fee, and One Chart That Decides Whether the Chase Aeroplan Card Is Worth It
Chase rebuilt its Aeroplan card in September with a best-ever 115,000-point offer, automatic 25K status, and a $195 fee. The bonus is only half the story — whether those Aeroplan points are worth chasing comes down to the fixed partner award chart, a December 31 earning cliff, and how much you actually fly Air Canada.
Chase Is Giving 30% More Avios Until December 1. Price the Aer Lingus Seat First.
Chase Ultimate Rewards transfers to Avios get a 30% bonus through December 1, 2026 — 1,000 points become 1,300 Avios. The bonus is published on the airlines' own pages, and Aer Lingus posts a fixed zone chart, so an off-peak Ireland flight can be priced to the point before a single Chase point moves.
Marriott Raised the Free Night Top-Up to 25,000 Points — and the 35K Certificate Is the One That Gains the Most
Marriott quietly raised the amount of points you can add to a Free Night Award from 15,000 to 25,000. The new ceilings are 60,000, 75,000, and 110,000 points — but the raise only pays off for nights priced in the gap the old cap could not reach, and only if you treat the top-off points like they cost you something. Because they do.
Venture X vs. Sapphire Preferred: The $300 Fee Gap Is Not the Decision — the Portal and the Lounge Are
Both cards pay the same 75,000-point welcome bonus, and the Venture X costs $300 a year more. The real split is narrower and more personal than that: whether you will book through the issuer's portal, how much of your spend is dining and gas, and whether you travel alone or bring people into lounges with you.
Hyatt's Fall Promo Pays 3,000 Points Every 3 Nights — and Free-Night Awards Count Too
Hyatt's fall promotion pays 3,000 bonus points for every three eligible nights through December 15, up to 36,000 points — and unlike most hotel promos, nights you book with points count. The catch is the one most people miss: you have to register before the nights happen.
Amex Renamed the Hotel Credit. The Real Change Is the Two-Night Rule That Kills the One-Night FHR Stay
American Express renamed the Platinum Card's $600 Hotel Credit the $600 Lodging Credit and added prepaid Airbnb Luxe stays — but from January 1, 2027, a one-night Fine Hotels + Resorts stay will no longer earn the credit at all. If your spring 2027 plan is a single night at an FHR property, the credit is gone unless you add a second night, and the math for doing that is narrower than it looks.
Wyndham Just Made Every Stay Worth Four Times the Points — Until the 15,000-Point Cap Steps In
Wyndham's fall promotion pays four times base points on stays booked after registration and completed by January 19, 2027, with the bonus capped at 15,000 points — 25,000 for Premier cardholders. The multiplier is generous and the window is long, but the order of operations is unforgiving: register first, then book, and book direct, or the stay earns nothing extra.
Alaska Just Raised Both Atmos Card Bonuses: 100,000 Points on Summit, 80,000 on Ascent
Alaska and Bank of America quietly bumped both Atmos personal card offers on October 21 — the Summit card now pays 100,000 points plus a 25,000-point Global Companion Award, and the Ascent card pays up to 80,000 points plus the $99 Companion Fare. No end date is published, so this is a take-it-while-it's-live situation, and the math favors acting before the next downgrade, not after.
Capital One's Venture X Business Just Doubled Down: 300,000 Miles, a $1,000 Travel Credit, and a $120,000 Question
Capital One's anniversary offer on the Venture X Business stacks up to 300,000 miles and a $1,000 travel credit behind $120,000 of spending in four months. The first tier alone is a serious haul — but the second tier is where most businesses should stop and do the math before chasing it.
Hilton Just Put All Four Amex Cards on Sale at Once — 200,000 Points, Three Free Nights, and One January 13 Deadline
All four Hilton Amex cards are running elevated offers at the same time, and they all end January 13, 2027. The no-fee card is genuinely good this round, the Surpass is the sweet spot for most people, and the Aspire's 200,000 points are the biggest bonus the card has ever carried.
IHG Just Put Points on Sale at 0.5 Cents Each — But Only Until November 5
IHG One Rewards is offering up to a 100% bonus on purchased points through November 5, dropping the price to 0.5 cents each — but the bonus is tiered and possibly targeted, so only one tier actually matters. Here's the math on when to buy and when to walk away.
A Welcome Bonus That Buys Status, Not Just Miles: The Air France KLM Visa's 70,000-Mile Offer
Bank of America's Air France KLM Visa Signature is offering 70,000 bonus miles plus 100 Experience Points after $3,000 in 90 days when you apply through KLM's page — enough XP for a full year of Flying Blue Silver. BofA's own page shows a weaker 50,000-mile offer, so which page you apply from decides the bonus.
Chase's Three Avios Cards Just Hit 90,000 Miles Each — and the Window Shuts October 28
Chase's British Airways, Iberia, and Aer Lingus cards are all offering 90,000 Avios after $5,000 in spending — but the elevated offers end October 28, 2026. Here's the math, the sweet spots, and which of the three cards actually fits your travel.
Singapore's 30% Saver Sale Ends October 31: New York–Frankfurt for 39,900 Miles, West Coast–Singapore for 30,800
Singapore Airlines is taking 30% off KrisFlyer Saver awards for November travel, with tickets due by October 31, 2026. The standouts: nonstop West Coast–Singapore economy at 30,800 miles each way, Frankfurt–New York economy at 19,250, and New York–Frankfurt premium economy at 39,900 — but the tickets cannot be changed or canceled, so the only safe play is to search first and transfer second.
Delta's Six-Card Bonus Blitz Ends November 4: 200,000 Miles, Two Certificate Flights (Before Taxes/Fees), and the Card Most People Should Actually Pick
All six Delta SkyMiles American Express cards are running elevated limited-time welcome offers through November 4, 2026 — headlined by 200,000 miles on the Reserve Business card and two round-trip Comfort flight certificates on the personal Reserve. Here is the full math, card by card, and which offer actually wins for each kind of traveler.
Latest Award Travel & Credit Card News
Marriott Bonvoy Bevy Jumps to 150,000 Points and a 250 Dollar Credit — but the Free Night Costs 15,000 Dollars of Spend a Year
American Express raised the welcome offer on the Marriott Bonvoy Bevy Card to 150,000 bonus points plus a $250 statement credit, after $5,000 in purchases in the first six months. The offer ends January 13, 2027 at 11:59 p.m. MST, and it replaces a p
We Built a 1,996-Lounge Airport Map — and It Shows Which Lounges Your Credit Cards Actually Unlock
**Your next layover finally has a map — and the lounge door finally has a key.** We just launched our new Airport Lounge Map and Explorer, a searchable map of 1,996 verified airport lounges across more than 800 airports worldwide. Instead of guessing
FAA Grounds Every U.S. Departure at 3:54 p.m. — but the Nationwide Stop Has No End Time
The Federal Aviation Administration grounded every departing flight in the United States on Friday afternoon. At 3:54 p.m. ET, the FAA's Air Traffic Control System Command Center issued a nationwide ground stop "due to extraordinary circumstances and
Hilton Sale Cuts Cash Rates 25% — but the Best Rate Ends Tuesday, November 17
Hilton's holiday sale is live, and the best price on it has a four-day fuse. Through Tuesday, November 17, Hilton Honors members booking in the Hilton Honors app get 25% off the best available rate at participating hotels in the United States and Can
Wyndham Sells Points at 0.65 Cents Each in a 100% Bonus — but the Full 100% Is Not Guaranteed to Everyone
Wyndham Rewards launched its latest points sale on November 11, offering up to a 100% bonus on purchased points through December 31, 2026. At the top bonus, points cost 0.65 cents each — matching the best price Wyndham has offered in recent years, an
American Award Sale Ends Tonight: Asia From 25,000 Miles and Europe From 22,500 — but the 8,000-Mile Domestic Rate Is Not the Deal It Sounds Like
American Airlines is running a three-day AAdvantage award sale that ends tonight: book by 11:59 p.m. Central Time on November 11, 2026, for travel between January 11 and February 28, 2027. More than one million Main Cabin seats are on sale from 8,000
Citi AAdvantage Business Offers 75,000 Miles With No Fee the First Year — but the First Renewal Costs 150 Dollars, Not 99
Citi's business card for American Airlines is back at its highest-ever welcome bonus: 75,000 AAdvantage miles after $5,000 in purchases in the first five months, with the annual fee waived for the first year. The offer is labeled limited-time, but ne
Two 30% Bonuses Put ANA First Class Within Reach for 66,000 Points or Less — but the Capital One Offer Ends November 20
Two of the largest transferable-points programs are offering the same deal at the same time: a 30% bonus on transfers to Virgin Atlantic Flying Club. American Express runs its bonus through November 30, 2026, and Capital One runs its through November
American and Hyatt End Their Partnership November 15 — but Link by Then and Hyatt Status Runs Through February 2028
American Airlines and World of Hyatt are ending the enhanced loyalty relationship they have run since 2019. The split takes effect November 15, 2026 — and that date is also a hard deadline. Any member who has not linked their AAdvantage and World of
World of Hyatt Card Offers 4 Free Nights After 5,000 Dollars of Spend — but Each Night Stops at Category 4
Chase and Hyatt relaunched the World of Hyatt Credit Card's welcome offer on November 5, 2026: four free nights at any Category 1–4 Hyatt hotel after $5,000 in purchases in the first three months. The annual fee is $95, and the offer is labelled limi
Track Sign-Up Bonuses in Real Time
Never miss a sign-up bonus again. Enter your card, minimum spending requirement (MSR), and deadline. Awardtrail tracks your progress with live progress bars and deadline alerts, so you always know exactly where you stand and how much more you need to spend. Export your complete card history to Excel with one click for your own records.
Never Leave a Card Benefit Unused
High-annual-fee cards like the Amex Platinum and Chase Sapphire Reserve come loaded with monthly and annual credits that can offset or exceed the annual fee — but only if you use them. Awardtrail's benefit tracker shows which credits you have used and which are still available, from airline fee credits to dining credits, streaming subscriptions, and Global Entry reimbursements.
Know Your Chase 5/24 Status Instantly
The Chase 5/24 rule is the most important rule in the credit card hobby. If you have opened 5 or more personal cards from any bank in the past 24 months, Chase will deny your application automatically — regardless of your credit score. Awardtrail calculates your exact 5/24 count and shows you precisely when each card drops off, so you can plan your next Chase application with perfect timing.
Manage Cards for Your Whole Family
Coordinating card strategy with a partner or spouse (your P2 in travel hacking terms) is one of the most powerful ways to accelerate points earning. Awardtrail is designed for two-player mode: manage cards, bonuses, and benefits for multiple people from a single account so no deadline or credit falls through the cracks.
Marriott Card Eligibility Matrix
Marriott Bonvoy card eligibility rules — with their 30-day, 90-day, and 24-month windows — are among the most confusing in the industry. Awardtrail's Marriott matrix reads your card history and instantly tells you which Marriott cards you can apply for and whether you qualify for the welcome bonus today.
Free Redemption Guides for Every Major Loyalty Program
Knowing how to earn points is only half the battle. Awardtrail provides in-depth redemption guides for Chase Ultimate Rewards, Amex Membership Rewards, Citi ThankYou, World of Hyatt, Marriott Bonvoy, Hilton Honors, United MileagePlus, ANA Mileage Club, British Airways Avios, Virgin Atlantic Flying Club, Singapore KrisFlyer, and many more — so you can find the sweet spots and unlock travel experiences worth far more than the points you spend.
Why awardtrail Is Different
- Completely free — no subscription, no paywall, no premium tier
- Built by a credit card enthusiast who needed the tool himself
- Does not connect to your bank accounts — your financial data stays private
- Supports multiple players (you and your spouse or family members)
- Excel export so your data is never locked in
- Covers all major issuers: Chase, Amex, Citi, Capital One, Bank of America, and more
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Sign up for a free account and connect your first card in under two minutes. No credit card required. Awardtrail is supported by advertising and will always have a fully functional free tier. Start tracking your bonuses, managing your benefits, and maximizing your rewards today.