awardtrail — The Free Credit Card Rewards Tracker for Enthusiasts
Awardtrail is a free, all-in-one dashboard for managing credit card sign-up bonuses, tracking card benefits, calculating Chase 5/24 status, and coordinating rewards across your entire household. Built by credit card enthusiasts, for credit card enthusiasts — because spreadsheets should not be your mission control.
Latest Strategy Guides & Blog Posts
Qatar Is Paying 35% on Citi Point Transfers — But Only If You Move 100,000 at Once
Qatar Airways Privilege Club is paying up to a 35% bonus on Citi ThankYou transfers through October 31, but the tiers are per single transaction and the bonus Avios don't post until late November. Here's the exact math — including the card-tier trap that cuts some cardholders off from the top tier entirely.
Chase Just Rebuilt Its Entire IHG Lineup: 200,000 Points, a New $350 Card, and a November 18 Deadline
Chase and IHG have overhauled the full IHG One Rewards card portfolio and launched the premium Premier Select card with a 200,000-point welcome offer. Here's the real math on every offer — including the quiet status downgrade on the old Premier.
Chase Is Paying 70% on Marriott Transfers — and the Math Still Says No (Most of the Time)
Chase's 70% transfer bonus to Marriott Bonvoy ends October 15, turning 1,000 Ultimate Rewards points into 1,700 Bonvoy points. It's the largest Marriott bonus Chase has ever offered — and for most people it's still the wrong move. Here is the one number that decides whether you take it, with the worked math to back it up.
Chase's Business Cards Are the Richest Stack in the Game Right Now: 400,000 Points and Two $1,000 No-Fee Offers
Chase's four business cards are simultaneously running elevated welcome offers: 200,000 points on the Sapphire Reserve for Business, 100,000 on the Ink Business Preferred, and $1,000 bonuses on the no-fee Ink Business Cash and Ink Business Unlimited. We break down the full stack — 300,000 Ultimate Rewards points plus $2,000 in cash back — the pooling trick that makes the "cash back" offers worth more than they look, and the application order that maximizes it.
United Just Loaded Every Card Bonus: Up to 100,000 Miles, With a Best-Ever Offer on the Free Card
Starting October 1, 2026, all four Chase-issued United consumer credit cards are offering elevated welcome bonuses — up to 100,000 MileagePlus miles, including a best-ever 50,000-mile offer on the no-annual-fee Gateway card. We break down the math on all four offers, the authorized-user tranche, and which card actually deserves your application.
Capital One Just Put Avios on Sale: 20% Bonus Through October 31 — Here's When to Take It
Capital One is offering a 20% transfer bonus to the British Airways Club through October 31, 2026 — 1,200 Avios for every 1,000 Capital One miles. We break down the real math, the best Avios sweet spots, and when transferring makes sense versus sitting this one out.
Citi Just Gave You a Back Door Into Japan Airlines — With 30% More Miles and a 22-Day Clock
Citi has added Japan Airlines Mileage Bank as a transfer partner, and the launch comes with a 30% transfer bonus through October 24. Here's the math that turns 43,000 Citi points into a lie-flat business seat to Tokyo — and the distance-based partner chart trick that makes JAL miles valuable far beyond Japan.
Amex Just Made Flying Blue 25% Cheaper. October's Promo Rewards Are the Real Play.
American Express is offering a 25% transfer bonus to Air France-KLM Flying Blue through October 31, 2026 — and it stacks with this month's Promo Rewards to price transatlantic business class from just 36,000 Membership Rewards points.
The 1:1 Era Ends Tonight: A Complete Analysis of the Chase-Hyatt Devaluation
At midnight tonight, Chase Ultimate Rewards points from the Sapphire Preferred and Ink Business Preferred start transferring to World of Hyatt at 4:3 instead of 1:1. We run the full math on what the 25% haircut costs across real redemptions, who should move points before the deadline, and what this reveals about where Chase is taking its ecosystem.
The Best Travel Credit Card Offers Right Now: September 2026 Edition
The best travel credit card welcome offers and transfer bonuses available in late September 2026, with deadlines through October.
Mastering the American Airlines AAdvantage Program: A Strategic Guide to High-Value Travel
Mastering the American Airlines AAdvantage Program: A Strategic Guide to High-Value Travel
Maximizing the Amex 30% Avios Transfer Bonus: Top Sweet Spots & Strategy
American Express has rolled out one of its most popular Member Rewards (MR) transfer bonuses: a 30% boost when transferring MR points to British Airways Executive Club (1:1.3 ratio).
How to Maximize Atmos Rewards
Choose your flight-earning method by doing the math, not by habit. Use points when the cents-per-point value is strong, preserve them when cash fares are cheap, and compare partner options before transferring or spending.
The Math and Magic of Credit Card Churning
churning is the practice of opening new credit cards specifically to earn lucrative sign-up bonuses (SUBs), meeting the minimum spending requirement
Chase Slashes Hyatt Transfer Ratio to 4:3
Chase is slashing the Ultimate Rewards-to-Hyatt transfer ratio from 1:1 to 4:3 for its most popular cards.
Stretch Your Points: Amex Rolls Out 25% Flying Blue Transfer Bonus
From June 2 through June 30, 2026, Amex is offering a 25% transfer bonus when you move your points over to Air France-KLM Flying Blue
International Flights From 7,500 Miles: Alaska Airlines Introduces New Monthly Promos
Alaska Airlines has officially launched its inaugural Atmos Members Day, transforming what used to be a quarterly promotion into a monthly event. Occurring on the first Wednesday of every month,
Alaska Mileage Plan 60% Hike Coming July 1, 2026
Alaska Mileage Plan Tweaks Partner Award Fees: A 60% Hike Coming July 1, 2026
The 144-Hour Clock: American Airlines Shuts Down a Favorite Last-Minute Sweet Spot
Nonstop domestic saver award inventory completely disappears from partner sites exactly 144 hours before the flight.
The easiest "sweet spot" for beginners
The best and simplest airline sweet spots for a beginner to book using transferred credit card points
Earn and Burn is Mandatory: How to Survive Hilton’s Relentless 2026 Devaluations
If there is one absolute rule in the award travel community, it’s this: Points are a terrible long-term investment. They don’t earn interest, they don’t buy equity, and they are subject to the inflationary whims of corporate hotel executives.
The Hyatt Devaluation Survival Guide: Why Your Category 1-4 Certificates Just Became Your Most Valuable Asset
The Hyatt Devaluation Survival Guide: Why Your Category 1-4 Certificates Just Became Your Most Valuable Asset
The Hidden Cost of "Point Orphans": How to Fix and Prevent Stranded Transfer Balances
You found the perfect award seat. You logged into your credit card portal, initiated a transfer of 50,000 points to an airline partner, and waited.
Travel Hacking for Families: How to Coordinate Bonuses with Your Spouse
In the world of award travel, coordinating with a spouse—often referred to as "Player 2"—is the most effective way to build a massive point reservoir quickly.
Transfer vs. Travel Portal: The 2026 Strategy Guide
the debate between using the Chase/Amex travel portals versus direct transfer partners has reached a fever pitch. As dynamic pricing becomes the industry norm, your choice of platform is the single biggest factor in your return on investment.
Latest Reward & Travel News
Alaska Ends Instant Fare-Drop Credits—but Your Wallet Credit Cannot Pay for Companion Fares or Seat Upgrades
Alaska Airlines has quietly ended one of its most traveler-friendly habits. Effective October 7, the airline no longer lets agents issue a simple credit when the fare on an already-booked ticket drops
Alaska Ends Instant Fare-Drop Credits—but Your Wallet Credit Can\x27t Pay for Companion Fares or Seat Upgrades
Alaska Airlines has quietly ended one of its most traveler-friendly habits. Effective October 7, the airline no longer lets agents issue a simple credit when the fare on an already-booked ticket drops
Hilton Surpass Offers 130,000 Points and a Free Night—but the Points Are Worth Just $650
Since early September, American Express has been running one of the best Hilton mid-tier offers in years: the Hilton Honors American Express Surpass Card is offering 130,000 bonus points plus a Free N
Hilton Sells Points at 0.45 Cents Each in a Best-Ever 120% Bonus—but Top Awards Cost Up to 67% More Than a Year Ago
Hilton just did something it has never done before. Starting today, the program is selling its points with a 120% bonus — the largest buy-points bonus Hilton Honors has ever offered. At full bonus, yo
Chase Doubles the IHG Business Card Fee to $200 for 190,000 Points—but the $100 Airline Credit Ends in 2027
Chase has revamped the IHG One Rewards Business Credit Card, and the headline is a trade-off: the annual fee has doubled from $99 to $200, while new cardmembers can earn 190,000 bonus points after spe
Air France KLM Visa Jumps to 70,000 Miles and Instant Silver Status—but the 100 XP Is the Real Bonus
Bank of America's Air France KLM Visa Signature card just raised its public welcome offer to 70,000 Flying Blue bonus miles plus 100 Experience Points (XP) after you spend $3,000 on purchases in the f
HSBC Raises the Bar: 75,000 Points on the Elite, 60,000 on the Premier
HSBC just made its two US credit cards a lot more interesting. The bank is running limited-time elevated welcome bonuses on both the HSBC Elite World Elite Mastercard and the HSBC Premier World Master
Delta Reserve Business Hits 200,000 Bonus Miles—but the $20,000 Spend Is the Real Price
The Delta SkyMiles Reserve Business American Express Card just got the biggest welcome offer it has ever carried: 200,000 bonus miles after you spend $20,000 on purchases in the first six months of ca
United's Chase Cards Jump to Up to 100,000 Miles—But 10,000 of Every Bonus Is Locked Behind an Authorized User
On October 1, Chase refreshed the welcome offers across all four consumer United credit cards, and the numbers moved in every traveler's favor. The no-fee United Gateway card now carries its highest b
Track Sign-Up Bonuses in Real Time
Never miss a sign-up bonus again. Enter your card, minimum spending requirement (MSR), and deadline. Awardtrail tracks your progress with live progress bars and deadline alerts, so you always know exactly where you stand and how much more you need to spend. Export your complete card history to Excel with one click for your own records.
Never Leave a Card Benefit Unused
High-annual-fee cards like the Amex Platinum and Chase Sapphire Reserve come loaded with monthly and annual credits that can offset or exceed the annual fee — but only if you use them. Awardtrail's benefit tracker shows which credits you have used and which are still available, from airline fee credits to dining credits, streaming subscriptions, and Global Entry reimbursements.
Know Your Chase 5/24 Status Instantly
The Chase 5/24 rule is the most important rule in the credit card hobby. If you have opened 5 or more personal cards from any bank in the past 24 months, Chase will deny your application automatically — regardless of your credit score. Awardtrail calculates your exact 5/24 count and shows you precisely when each card drops off, so you can plan your next Chase application with perfect timing.
Manage Cards for Your Whole Family
Coordinating card strategy with a partner or spouse (your P2 in travel hacking terms) is one of the most powerful ways to accelerate points earning. Awardtrail is designed for two-player mode: manage cards, bonuses, and benefits for multiple people from a single account so no deadline or credit falls through the cracks.
Marriott Card Eligibility Matrix
Marriott Bonvoy card eligibility rules — with their 30-day, 90-day, and 24-month windows — are among the most confusing in the industry. Awardtrail's Marriott matrix reads your card history and instantly tells you which Marriott cards you can apply for and whether you qualify for the welcome bonus today.
Free Redemption Guides for Every Major Loyalty Program
Knowing how to earn points is only half the battle. Awardtrail provides in-depth redemption guides for Chase Ultimate Rewards, Amex Membership Rewards, Citi ThankYou, World of Hyatt, Marriott Bonvoy, Hilton Honors, United MileagePlus, ANA Mileage Club, British Airways Avios, Virgin Atlantic Flying Club, Singapore KrisFlyer, and many more — so you can find the sweet spots and unlock travel experiences worth far more than the points you spend.
Why awardtrail Is Different
- Completely free — no subscription, no paywall, no premium tier
- Built by a credit card enthusiast who needed the tool himself
- Does not connect to your bank accounts — your financial data stays private
- Supports multiple players (you and your spouse or family members)
- Excel export so your data is never locked in
- Covers all major issuers: Chase, Amex, Citi, Capital One, Bank of America, and more
Get Started Free
Sign up for a free account and connect your first card in under two minutes. No credit card required. Awardtrail is supported by advertising and will always have a fully functional free tier. Start tracking your bonuses, managing your benefits, and maximizing your rewards today.