Chase has put the biggest points bonus ever offered on the Marriott Bonvoy Boundless Credit Card on the table — 200,000 Marriott Bonvoy bonus points after spending $3,000 in the first three months — and it ends in five days. The offer launched on November 5, 2026, and ends November 11, 2026. There is no extension and no second window announced.

The headline number is the same 200,000 points the card offered in August, but the form is different, and the form is the whole point. The August deal paid out in four Free Night Awards, each capped at a 50,000-point redemption and expiring twelve months after issue. This week's offer pays in plain points. Points do not expire on a clock, they can be topped up, and they unlock Marriott's fifth-night-free benefit on standard award stays. The standing offer the flash deal replaces — three Free Night Awards, also capped at 50,000 points a night — is worth at most 150,000 points, so the flash offer is worth 50,000 points more before flexibility is even counted.

The catch, beyond the short window, is the calendar. The card also carries up to $100 in airline statement credits, split into two $50 credits, and the first $50 requires $250 of direct airline spending by December 31, 2026. A cardmember approved on the last day of the offer has about seven weeks to put $250 of airfare on the card or the first credit is gone. The bonus points themselves take up to eight weeks to post after the spending threshold is met, and the account must stay open for at least six months or Chase and Marriott reserve the right to take the bonus back.

Exact offer and eligibility

• Welcome offer: 200,000 Marriott Bonvoy bonus points after spending $3,000 on eligible purchases within the first three months from account opening. Eligible purchases are purchases for goods and services minus returns and other credits, and do not include balance transfers, cash advances, fees, interest, or cash-like transactions.
• Deadline: the offer ends November 11, 2026. The three-month spending clock starts at account opening, so applying before the deadline is what matters — but approval and the account opening date are what start the clock.
• Annual fee: $95, not waived in the first year. No foreign transaction fees.
• Airline credits: up to $100 in statement credits on purchases made directly with airlines — $50 after spending $250 or more between June 4 and December 31, 2026, and a second $50 after spending another $250 or more between January 1 and June 30, 2027. New cardmembers who apply between June 4 and December 31, 2026 are automatically registered upon card activation. Allow six to eight weeks for statement credits to appear.
• Fulfillment: allow up to eight weeks for bonus points to post to the Marriott Bonvoy account after qualifying. The account must be open and not in default at the time of fulfillment. If the account is not open for at least six months, Marriott and Chase reserve the right to deduct the bonus points from the Marriott Bonvoy account.
• Ongoing earning: 6 points per dollar on purchases at hotels participating in Marriott Bonvoy, 3 points per dollar on the first $6,000 spent annually on combined purchases at gas stations, grocery stores, and dining (2 points per dollar after that), and 2 points per dollar on all other purchases. Combined with the 10 base points and 1 Silver Elite bonus point per dollar earned as a member, the card earns up to 17 points per dollar on Marriott stays.
• Elite status and credits: automatic Silver Elite status each calendar year, worth 10% more points on stays, priority late checkout, and complimentary Wi-Fi. Fifteen Elite Night Credits are deposited every calendar year toward the next elite level, and one additional Elite Night Credit is earned for every $5,000 spent. Gold Elite status is earned at $35,000 in purchases in a cardmember year.
• Anniversary Free Night Award: a Free Night Award every year after the account anniversary, valid for a one-night stay at a property with a redemption level up to 35,000 points. Certain hotels have resort fees.
• Eligibility restrictions: the new cardmember bonus is not available to applicants who currently have, or received a new cardmember bonus within the last 24 months for, the Marriott Bonvoy Premier credit card, the Marriott Bonvoy Boundless credit card, or the Marriott Bonvoy Bold credit card. It is also not available to applicants who currently have or had the Marriott Bonvoy American Express Card or the Starwood Preferred Guest Credit Card from American Express within the last 30 days, who applied and were approved for the Marriott Bonvoy Business, Brilliant, or Bevy American Express Card within the last 90 days, or who received a new cardmember or upgrade bonus for any of those cards within the last 24 months. As a Chase card, it is also subject to Chase's 5/24 rule: applicants who have opened five or more personal credit cards in the past 24 months are unlikely to be approved.

The math: 200,000 points are worth about 1,400 dollars — and five nights at a 50,000-point hotel

Value the points conservatively, at 0.7 cents each — an Awardtrail estimate, not a cash price — and the 200,000-point bonus is worth about $1,400. The $3,000 of required spending earns points of its own: at the base rate of 2 points per dollar, that is another 6,000 points, worth about $42, for a points total of about $1,442 before the annual fee. After the $95 fee, the net is about $1,347. At a more cautious 0.6 cents per point, the bonus is worth $1,200 and the net falls to about $1,141.

The points stretch further than the old certificate deals because of Marriott's fifth-night-free benefit on standard award stays. Two hundred thousand points cover five nights at a property priced at 50,000 points a night — four nights paid, the fifth free — which is exactly the August certificate deal's ceiling, but without the twelve-month expiry and without the 50,000-point-per-night cap on how the balance can be split. At a 25,000-point-a-night property, the same balance covers two full five-night stays: ten nights, with the fifth night free on each. At a 35,000-point property, five nights cost 140,000 points and leave 60,000 for a second trip.

The $100 in airline credits can push the package higher, but only for travelers who will actually spend $500 on direct airfare in the two windows. Both credits earned take the gross value to about $1,542 at the 0.7-cent estimate, or about $1,447 net of the fee. The first credit is the one to watch: $250 of direct airline spending must post by December 31, 2026, and a cardmember approved late in the seven-day window has roughly seven weeks to do it. Holiday travel booked directly with an airline clears the bar easily; airfare bought through a third-party site does not count, because the credit requires purchases made directly with airlines.

There is one more number that keeps the headline honest. Marriott prices awards dynamically, and the rate for a given night changes daily. Two hundred thousand points are a fixed pile of a currency that buys a different number of nights depending on the property, the season, and the day the award is booked. The points are worth the most when they are spent against a specific, priced stay — and the least when they sit in an account waiting for a trip that never gets booked.

Who benefits—and who should skip it

Benefits: travelers who already stay at Marriott properties, who can put $3,000 of ordinary spending on the card in three months, and who have a specific stay in mind — especially a five-night stay, where the fifth-night-free benefit does the most work. The card earns its keep beyond year one for the same traveler: automatic Silver status, 15 Elite Night Credits a year, a 35,000-point anniversary night, and 6 points per dollar on Marriott stays. Anyone with holiday airfare to book directly with an airline before December 31 should also value the first $50 credit at full face value, since it is nearly free money on spending already planned.

Should skip it: anyone who has held the Boundless, Premier, or Bold card and earned a bonus on one in the past 24 months, anyone who tripped one of the American Express timing rules, or anyone at or over 5/24 — the bonus will not arrive, and the application still costs a credit inquiry. Travelers who rarely stay with Marriott should skip it too: 200,000 points in a program that is not used are worth nothing, and the $95 fee is real money. Anyone who cannot meet $3,000 in three months without forced spending should pass as well. And anyone who already holds the card for the anniversary night should not apply for a second one — the bonus is once per card, per the 24-month rule.

Awardtrail analysis

This is the best Boundless offer Chase has run in points form, and the five days left make it a decision for this week, not for next month. Before applying, do three things. First, check the eligibility terms against the cards already held — the 24-month rule and the American Express timing rules are the easiest way to lose this bonus before spending a dollar. Second, price a real stay in points on the dates that will actually be used, and confirm the fifth-night-free math works for that property. Third, confirm the $3,000 can be spent on ordinary purchases inside three months, and that $250 of direct airfare can be put on the card before December 31 to catch the first $50 credit.

If all three check out, the package is worth about $1,350 net at a conservative valuation, with a card that keeps paying in later years through the anniversary night and Elite Night Credits. If any one of them fails — the wrong card history, no qualifying stay, or forced spending — let the offer expire. The standing offer of three Free Night Awards will still be there next week. A bonus that never posts, or points that sit unused while Marriott reprices the award chart around them, will not be.

Primary source: Marriott Bonvoy credit cards page

Verified: November 6, 2026