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Chase Adds 30% Bonus on Avios Transfers—but Booking Through London Can Eat the Savings
Chase Adds 30% Bonus on Avios Transfers—but Booking Through London Can Eat the Savings
Published on November 1, 2026, 10:02 PM

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Chase Ultimate Rewards points now convert into Avios with a 30% bonus. From 12:00 a.m. Eastern on November 1, 2026 through 11:59 p.m. Eastern on December 1, 2026, every 1,000 Chase points moved to British Airways Club, Iberia Club, or Aer Lingus AerClub becomes 1,300 Avios instead of the usual 1,000.

British Airways confirms the offer on its own partner page: convert by December 1, 2026 and collect 1,300 Avios for every 1,000 points converted. The bonus covers all three Avios programs at the same rate, and Avios move freely between British Airways, Iberia, Aer Lingus, Finnair, and Qatar Airways accounts — so a transfer into one program can be spent through another program's award chart.

This is the top of the usual range for this bonus. Chase runs an Avios transfer bonus about once or twice a year, typically at 20% to 30%, which makes the 30% rate as good as this offer gets. The catch is not the percentage. It is which program's award chart you book through: British Airways prices each segment separately and adds heavy carrier-imposed surcharges on its own long-haul flights through London, while Iberia charges far lower surcharges on the same kind of trip. The bonus saves points either way. The booking choice decides whether it saves money too.

Exact offer and eligibility

  • Bonus: 30% more Avios on Chase Ultimate Rewards transfers to British Airways Club, Iberia Club, and Aer Lingus AerClub. Standard ratio 1:1 becomes 1:1.3 during the promotion.
  • Window: 12:00 a.m. Eastern, November 1, 2026 through 11:59 p.m. Eastern, December 1, 2026.
  • Minimum and increments: 1,000 Chase points minimum, in 1,000-point increments. A price that is not divisible by 1.3 must be rounded up to the next 1,000-point block.
  • Eligible cards: Chase Sapphire Preferred, Chase Sapphire Reserve, and Ink Business Preferred. Points earned on other Chase cards must first be combined into one of these accounts before they can be transferred to a partner.
  • Transfers are final: Chase states that transfers to travel partners are final and cannot be reversed. The name on the Chase account must match the name on the loyalty account, or the transfer can fail.
  • Timing: Transfers to these programs are typically instant and the bonus shows on the transfer screen before confirmation. Chase warns that most transfers process by the next business day but may take up to 7 business days, so a transfer started on December 1 is not guaranteed to land inside the window.
  • Avios expiry: Avios in British Airways, Iberia, Aer Lingus, and Qatar Airways accounts do not expire unless the account has 36 months with no activity. Finnair Avios expire after 18 months without earning or use.
  • No annual fee or new card required: this is a transfer promotion for existing Ultimate Rewards balances, not a welcome offer. There is no spending requirement.

The math: 30% is the top of the range, but the booking channel decides the value

Start with the arithmetic, because the 1,000-point increments make every example a rounding exercise. Divide the Avios price by 1.3 and round up to the next thousand. An off-peak Aer Lingus economy award from the U.S. East Coast to Ireland costs 13,000 Avios each way, which needs exactly 10,000 Chase points during the bonus. The same route from the West Coast costs 16,250 Avios, or 13,000 Chase points after rounding. Aer Lingus business class from the East Coast starts at 50,000 Avios, or 39,000 Chase points.

Iberia is where the bonus stretches furthest into premium cabins. An off-peak Iberia business class award between Madrid and Boston, New York, or Washington costs 40,500 Avios each way, which needs 32,000 Chase points during the bonus — less than many programs charge for the same route in economy. Qatar Airways Qsuite from the United States to Doha costs 70,000 Avios each way, or 54,000 Chase points. A short-haul American Airlines flight priced at 9,500 Avios through Qatar needs 8,000 Chase points, and a U.S. West Coast to Hawaii award at 22,000 Avios needs 17,000 Chase points. Taxes and fees apply on top of every one of these prices.

The central limitation is British Airways itself. Its distance-based chart prices each segment on its own, and its carrier-imposed surcharges on British Airways-operated long-haul flights to, from, or via London are famously high — high enough to turn a points saving into a cash bill of several hundred dollars on a round trip. That does not make the bonus bad. It makes the default booking path bad. The same Avios, moved to Iberia or Aer Lingus, price the same Europe trip with far lower surcharges, and moved to Qatar they reach Qsuite award space through the program that controls most of it. Check the price and the cash surcharge in the program you actually plan to book through before transferring, not after.

Chase launched two hotel transfer bonuses on the same day, and neither one should distract from the Avios offer. Transfers to IHG One Rewards earn an 80% bonus through December 3, 2026 — 1,000 Chase points become 1,800 IHG points — and transfers to Wyndham Rewards earn a 30% bonus through December 3, 2026, or 1,300 Wyndham points per 1,000 Chase points. The 80% figure is the bigger headline and the weaker deal: at about 0.5 cents per IHG point, 1,800 IHG points are worth about $9.00, and IHG regularly sells its points at that same 0.5-cent rate, so buying points with cash beats sending flexible Chase points in most cases. The Wyndham bonus is a top-up tool for a specific fixed-price hotel night, not a reason to move points speculatively. Use either one only when a priced stay is already in hand and a small transfer closes the gap.

Who benefits—and who should skip it

Book it if: you already have a priced Avios award in mind — an Aer Lingus trip to Ireland, an Iberia business class flight to Madrid, a Qatar Qsuite booking, or a short-haul American Airlines hop — and the award space is confirmed before you transfer. You come out ahead on points in every one of those cases, and the 30% rate will not be beaten by waiting for the next round of this bonus.

Book it if: you hold Avios across programs and want to consolidate toward one redemption. Moving Chase points into British Airways, then shifting the Avios to Iberia or Qatar for the booking, uses the same 30% bonus to reach award charts Chase does not transfer to directly.

Skip it if: your plan is to transfer points now and find a trip later. Avios do not expire quickly, but a speculative transfer still locks flexible Chase points — points that could go to Hyatt, United, or Southwest — into a single currency whose best uses depend on award space that may not be there when you look. The bonus runs for a full month. There is no reason to move points on day one without a booking.

Skip it if: your trip runs on British Airways metal through London and you have not priced the surcharges. If the cash portion of the award is close to the price of a paid ticket, the 30% points discount is not saving you anything. Price the same trip through Iberia or Aer Lingus first, and if neither works, keep the Chase points flexible.

Awardtrail analysis

This is the strongest version of a familiar bonus: 30%, three programs, a full month to use it, and a currency that can be re-homed to Qatar, Iberia, or Aer Lingus after it lands. The right move is narrow and specific. Find the award, confirm the space, price the taxes and surcharges in the program you will book through, then transfer exactly the rounded-up amount — in 1,000-point blocks — and no more. Do not transfer on December 1 and assume it lands the same day: Chase allows up to 7 business days, and a transfer that completes after the window closes earns no bonus.

Ignore the louder number launched alongside it. An 80% bonus to IHG sounds twice as generous and is worth about $9 per 1,000 Chase points at IHG's typical point value. The Avios bonus, used on a priced Iberia business class or Qsuite award, is worth far more per point moved. Percentages rank offers. Award prices decide them.

Primary source: British Airways Club — Collect Avios with lifestyle and finance partners

Verified: November 1, 2026

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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