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Chase Cardholders Rejoice! Targeted Spending Offers Could Boost Your Points Balance
Published on January 20, 2026, 2:21 AM

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Heads up, awardtrail readers! Chase is rolling out targeted spending offers on many of their co-branded credit cards, both business AND personal cards. That means you might be able to snag some bonus points just for using your card like you normally do. The offers vary, but generally, you'll need to spend a certain amount (like $6,000 or $10,000) within a specific timeframe to earn a bonus of 6,000 to 10,000 points.

Why should you care? Well, free points, of course! If you're already planning on putting a significant amount of spending on your Chase cards, this is essentially free money (or, more accurately, free travel!). Offers are popping up for IHG, Marriott, Hyatt, Southwest, and United cards, so there’s a good chance one of your cards is targeted.

The best way to see if you're eligible is to head over to the provided link and enter your card information. It only takes a minute, and those bonus points could be a nice boost towards your next dream vacation. Just be sure to consider if the required spending aligns with your budget and spending habits. Happy spending (and earning)!

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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