Malvern Bank is offering a sweet $300 bonus for opening a new checking account, and it's relatively easy to snag! To get the bonus, you'll need to jump through a few hoops for 90 days: set up at least one direct deposit per statement cycle (like your paycheck), use your debit card at least 10 times a month, log into online banking monthly, and stick with e-statements. There's no stated minimum for the direct deposit, which is fantastic.

Why should you care? Well, $300 is a decent chunk of change for a little bit of effort. The account itself has no monthly fees, which is always a plus. The downside? Information like whether they do a hard or soft credit pull (important for your credit score) and early account termination fees are unknown. It's also unclear whether Malvern Bank uses ChexSystems, which tracks your banking history. Still, if you're organized and can meet the requirements, this bonus is worth considering. Just be sure to report it on your taxes since the IRS considers bank bonuses as income.