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Heads up, award travelers! Remember that MGM data breach from 2019 and 2023? Well, a settlement has been reached, and payouts are starting to hit accounts. If you were an MGM customer or guest and think your personal information might have been compromised, it's time to check your email (look for one from mgmdatasettlement@e.epiqnotice.com) for a PIN to file a claim.
The settlement offers different tiers of compensation depending on what type of information was exposed. You could be eligible for up to $15,000 for documented financial losses related to the breach. Even without documented losses, you could get a flat cash payment: around $75 if your Social Security or military ID was exposed, $50 for passport or driver's license, and $20 if your name, address, and/or date of birth were compromised.
Why does this matter to you? Data breaches are a pain, and this settlement is a chance to get some compensation for the hassle and potential risk. Make sure to file a claim if you're eligible – it's free money for something that wasn't your fault!
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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