Chase and Hyatt are back with a tempting offer for the World of Hyatt Credit Card: up to five free night certificates valid at Category 1-4 Hyatt hotels! You'll snag three certificates after spending $5,000 within the first 3 months, and another two if you hit a whopping $15,000 spend within 6 months.

Now, here's why this matters to you: While those free nights sound amazing, the high spending requirement makes this a tough bonus to earn for most people. To put it in perspective, those five nights at a top-tier Category 4 hotel could be worth around 90,000 Hyatt points. Plus, if you manage the $15,000 spend, you'll also get a free night each year after your card anniversary. The offer is valid until February 26, 2026 so you have some time to consider if the high spend is worth it for you. Even with the high spend, we are still adding it to our list of best credit card bonuses, as some people can easily hit that spend organically.