Okay, so points and miles are awesome, but sometimes you just want simplicity, right? That's where the Robinhood Gold Card comes in. AwardWallet Blog is highlighting this card because it offers a flat 3% cash back on all purchases. Yep, you read that right – everything. No more worrying about bonus categories or maximizing which card to use where. Just swipe and earn.

The big appeal here is ease of use. The cash back automatically goes into your Robinhood brokerage account (after all, it is the Robinhood card), making it super easy to invest. Now, there is a catch: you need a Robinhood Gold membership, which costs $5 per month ($60 per year), to be eligible for the card and to maintain the 3% rewards rate.

So, is it worth it for you? That depends. If you value simplicity and already use (or are considering using) Robinhood for investing, this could be a solid option. The AwardWallet Blog post emphasizes that for some, the ease of earning 3% on everything outweighs the complexities of juggling multiple rewards cards. Just do the math to make sure the $60 annual fee is worth the rewards you'll earn based on your spending habits!