Ameriprise Bank is rolling out a limited-time offer exclusively for its existing clients (as of January 13, 2026). You could snag a cool $450 bonus by depositing $25,000 into your Ameriprise Bank Savings Account before March 31, 2026, and maintaining that balance (plus your balance as of Jan 13th) through June 30, 2026. This offer could be a great way to boost your savings if you already bank with Ameriprise!

Here's the breakdown: The fine print states the bonus will be credited by September 30, 2026, if you meet all the requirements. Keep in mind that the bonus is considered interest, so you'll need to report it on your taxes. The account itself earns a decent 3.1% APY, and with the bonus factored in, you're looking at a total APY of around 10.3% for the promotional period.

Why should you care? If you're an existing Ameriprise client with some extra cash lying around, this is a no-brainer. Just make sure you're comfortable tying up $25,000 for a few months. Once the promotional period ends, it's probably smart to move your money to a higher-yielding account elsewhere, or in anticipation of another bonus from Ameriprise.