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Equity Bank, especially if you're in KS, MO, AR, OK, or possibly NE (due to their acquisition of Frontier Bank), is offering a sweet $400 bonus for opening a new checking and savings account. To snag this bonus, use code GOLD when opening the accounts in person or online. You'll need to jump through a few hoops: set up at least $1,000 in direct deposits within 45 days of opening the account, and activate/use your new Equity Bank debit card within the same timeframe.
Why should you care? Well, $400 is a decent chunk of change for a little bit of effort! Plus, the checking account is a Simply Free Checking, so no monthly fees to worry about. You can even fund the account with up to $2,500 on a credit card, which could be a great way to hit minimum spending requirements on a new card and earn even more rewards. Just make sure you haven't had a consumer checking, savings, or money market account with Frontier Bank or Equity Bank in the past 180 days.
Keep in mind this offer is valid until March 31, 2026, and there's a limit of one bonus per household. Once you've met all the requirements, the bonus should hit your account around 45 days later. You'll also get a 1099-INT form for tax purposes. It's worth checking out if you're eligible and looking for an easy way to boost your travel fund!
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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