Georgia residents, listen up! Georgia's Own Credit Union has brought back an offer where you can snag a bonus of up to $200 by opening a new checking account. To get the $200 bonus, you'll need to open an All Access or i[check] account using the promo code WELCOME26 and meet a few requirements for two months: register for online banking, make at least 15 debit card transactions each month, and have direct deposits totaling $1,500 or more per statement cycle.

Here's the catch: you need to be a Georgia resident and haven't had a checking account with Georgia's Own in the past 90 days. The offer is valid for a limited time, ending sometime in 2026. Keep in mind that this account may come with fees, so make sure you do the math to ensure the bonus is worth it. Bank bonuses are considered income and are taxable, so factor that into your decision. It's also worth checking if opening the account triggers a hard pull on your credit. If you decide to go for it, share your experiences so other awardtrail readers can benefit!