Hey awardtrail readers, wanna boost your cash back game? The TD Cash Credit Card lets you pick and choose which spending categories earn you extra rewards! We're talking 3% cash back on a category you select (like dining, travel, or home improvement) and 2% back on another chosen category. The best part? You can switch these up every three months to align with your spending habits.

This matters because most cash back cards lock you into specific bonus categories or offer rotating ones that may not always fit your needs. With the TD Cash card, if you're planning a big summer road trip, you could select "gas" and "dining" as your bonus categories. Then, when winter rolls around and you're focused on home renovations, switch them to "home improvement" and "utilities."

The card also boasts no annual fee, making it a solid option if you want flexibility without added costs. Of course, it's always wise to compare the TD Cash card with other cash back options to see what best suits your spending profile. But for those who appreciate control over their rewards, this card is definitely worth a look!