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Atlantic Union Bank: Up to $400 Checking Bonus (Targeted, VA/MD/NC)
Published on December 24, 2025, 2:08 AM

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Heads up, Mid-Atlantic residents! Atlantic Union Bank is back with a checking account bonus, offering up to $400. The catch? It seems to be targeted, with the terms mentioning a specific promo code sent via direct communication. However, some readers are seeing it pop up in Google searches, so it's worth a look.

To snag the full $400, you'll generally need to open a new checking account (Free Checking, Loyalty Checking, Preferred Checking, or ThankU Checking) and set up direct deposits totaling $2,000 or more each month for three consecutive months AND make at least 10 debit card purchases each month during those three months. If you satisfy the first requirement along with EITHER of the other two, you'll get $100. Make sure you haven't had an Atlantic Union Bank checking account or received a bonus from them in the past year.

Why should you care? Well, $400 is a nice chunk of change for meeting some pretty straightforward requirements. Plus, they offer a free checking account, so you can avoid monthly fees. Just be aware of the $25 early account termination fee if you close the account within 180 days. If you're eligible and looking for a quick and easy bonus, this one is definitely worth considering! The offer is valid until June 30th.

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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