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Chase Ink Cards Get "Lifetime" Restrictions (But Don't Panic Yet!)
Published on November 22, 2025, 1:57 AM

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Big news for anyone playing the Chase Ink card game: Chase has quietly added "lifetime language" to the Ink Business Preferred card. This means if you've had the Ink Preferred before, you might not be eligible for the signup bonus again. This follows similar changes they made to the no-fee Ink Cash and Unlimited cards, restricting those bonuses to once per lifetime as well.

Now, before you freak out, there are a few key points to remember. First, the Ink Preferred and the Ink Cash/Unlimited cards are separate in this case. Getting the bonus on one doesn't disqualify you from getting the bonus on the other. Second, and more importantly, reports are showing that this "lifetime" rule isn't always being enforced. So, the best course of action? If you're eyeing that Ink Preferred, especially now that the bonus is temporarily bumped up to 100k points, just apply! Chase will give you a popup during the application process if you're not eligible for the bonus. No harm in trying, right?

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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