Hey awardtrail readers, here's a quick heads-up for our business-owning friends in Pennsylvania, Ohio, Indiana, Kentucky, or West Virginia! First Commonwealth Bank is offering a bonus of up to $500 for opening a new business checking account with the promo code FCBIZ2. The amount you get depends on how much you deposit and how active you are with your debit card within 60 days of opening the account. $300 is yours for $3,000+ in deposits, or $500 if you deposit $5,000 or more and make 10 qualifying transactions. The offer expires on January 2, 2026, but has been extended to February 20, 2026!

This is a pretty sweet deal because First Commonwealth offers a free business checking account with no monthly fees, and there doesn't appear to be an early account termination fee. Plus, you can earn a $50 Visa gift card for each referral! The only real unknown is whether they do a hard or soft credit pull when you apply. A "hard pull" can ding your credit score slightly, while a "soft pull" doesn't affect it. Keep an eye out for data points in the comments section of the original article to get an idea what to expect before you apply. If it's a soft pull, this is definitely worth jumping on!