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Citizens Bank: Score Up to $400 with a New Checking Account (Limited Time!)
Published on January 17, 2026, 2:08 AM

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Citizens Bank is back with an offer that could pad your travel fund! You can snag up to $400 just for opening a new checking account and meeting a few requirements. Here's the deal: you'll get $300 for opening a new checking account and having a direct deposit of $500 or more hit your account within 60 days. Plus, you can earn an extra $2 for every debit card purchase you make within those first 60 days, up to a maximum of $100. So, use that debit card for your everyday spending to maximize your bonus!

Why should you care? Well, free money is always a good thing, right? This is an easy way to boost your travel budget without much effort. Just make sure you're a new customer (or haven't had a Citizens Bank checking account in the past six months). Also, remember to sign up for online statements to dodge a pesky $3 monthly fee. The account normally has a $9.99 monthly fee, but you can easily avoid that by making at least one deposit of any amount each month. With no early account termination fee, this is a pretty risk-free way to grab some extra cash for your next adventure! Just remember this deal is only good through March 31, 2026.

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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