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Wells Fargo Checking Bonus: Still Alive, But Keep an Eye on Those Requirements!
Published on January 15, 2026, 2:19 AM

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Okay, awardtrail friends, here's the deal with the Wells Fargo Everyday Checking account bonus. It's currently at $400, which is pretty good for a checking account bonus. To snag it, you need to open a new account and have at least $3,000 in direct deposits hit the account within 90 days of opening it. Make sure these are actual direct deposits from your employer or benefits provider. Transfers between accounts or mobile deposits won't cut it.

The important thing to note is that this offer has been extended a lot. It seems to get extended every few weeks/months, so keep an eye on the expiration date, which is now February 24, 2026. Also, watch out for changes to the requirements. They’ve been tweaking the bonus amount and direct deposit requirements, so always double-check the fine print before you apply!

One last thing: To avoid the monthly $15 fee, you'll need to maintain a $1,500 minimum daily balance, which is going into effect for fee periods starting October 25, 2025. Set a reminder! If you can handle the direct deposit and the minimum balance, this could be a nice little boost to your travel fund.

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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