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Heads up, Discover it cardholders! Big changes are coming down the pipeline now that Capital One bought Discover. Word on the street (thanks to a sharp-eyed Redditor!) is that your Discover it card login will be migrating over to Capital One on January 26, 2026.
So, what does this mean for you? Well, first, you'll eventually be accessing your Discover card through the Capital One website or app. It's still unclear whether Discover's website will shut down completely, or if it will remain for some time. More importantly, this move could open up some interesting possibilities down the road! The article speculates whether Discover cashback might eventually become transferable to Capital One's travel partners. If so, that's a HUGE win! Plus, getting a Capital One login could give you access to Capital One Offers, which can save you even more money. Keep an eye out for more updates as we get closer to the migration date!
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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