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Unlock the Perks: Why Adding an Authorized User to Your Credit Card is a Smart Move
Published on November 22, 2025, 9:23 PM
Heads up, award travelers! Adding an authorized user to your rewards credit card could be a game-changer for both you and the person you add. Think of it as a win-win situation. For them, it's a fantastic way to build credit, especially if they're just starting out or need a boost. A better credit score can unlock all sorts of financial advantages, like lower interest rates on loans and easier approvals for apartments. But what's in it for *you*? Well, some of the top rewards cards extend valuable perks to authorized users. This could mean lounge access at airports, free checked bags, or even elite status benefits, depending on the card. Suddenly, that solo trip becomes a shared experience, or you're helping a friend or family member travel in style. Basically, you get to spread the love (and the benefits) of your rewards card while potentially helping someone improve their financial standing. Before adding someone, be sure to consider the risks, and make sure they're responsible, since you're ultimately liable for their spending. It's a simple strategy that could open up new travel opportunities for everyone involved!