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Heads up, awardtrail readers! Chase is back with a tiered bonus for opening and funding a "You Invest" investment account. The offer's been extended to April 21, 2026, giving you more time to decide if it's right for you. Basically, the more you deposit, the bigger the bonus you get, ranging from $50 for funding $5,000, all the way up to $2,500 for deposits of $2,000,000 or more.
Why should you care? Well, if you've got some cash sitting on the sidelines and you're looking to dip your toes into investing (or transfer existing investments), this could be a nice boost. You need to keep the funds in the account for 90 days, but you could just park it in something super safe like a money market fund while you earn the bonus. Just remember, this bonus means you can't also grab a Chase Private Client or Sapphire Checking bonus within the next year, so weigh your options!
One particularly interesting detail is that IRA funds do count towards the funding requirement for this You Invest offer, which isn't the case for the Sapphire Banking bonus. So, if you've got IRA funds you're looking to move, this could be a particularly easy win. Just double-check for any transfer fees from your current institution!
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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