Heads up, New Yorkers! Canandaigua National Bank is offering a $300 bonus for opening a new Optimum or e-ssentials checking account. To snag the bonus, you'll need to use the promo code 300SWITCH and jump through a few hoops within the first 90 days. This includes enrolling in e-statements in the first month, and then making sure you have at least one direct deposit AND five debit card purchases in both the second and third months.

While the bonus is tempting, remember the fine print. You need to maintain the direct deposits and debit transactions in those specific months to qualify. Also, keep an eye on the monthly fees for the e-ssentials Checking account, which can be avoided by having direct deposit and e-statements. While the effort is spread out over a few months, that $300 makes it worthwhile.

This matters to you, awardtrail reader, because it's basically free money! Bank bonuses are a great way to pad your travel fund. Just make sure you meet all the requirements to avoid any fees eating into your reward. If you're in New York and looking for a little extra cash, this could be an easy win.