Want to boost your chances of getting approved for that awesome new credit card? Here's the lowdown: Most major card issuers like American Express, Bank of America, Capital One, and others let you check online to see if you're pre-approved for any of their cards. This doesn't guarantee approval, but it does mean the issuer likes what they see in your initial credit profile and you have a solid shot.

Why should you care? Pre-approval offers can sometimes come with higher-than-usual sign-up bonuses or other perks you wouldn't find through a regular application! Doctor of Credit has compiled a handy list of direct links to these pre-approval pages for various issuers, including tips on navigating each one. Keep in mind that you'll still need to officially apply and pass a full credit check, but this gives you a leg up and helps you focus on cards you're more likely to get approved for. Happy applying!