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Affinity Plus Credit Union is offering a $100 bonus for opening a new checking account. While it's not the highest bonus we've seen from them (it was recently $200!), it's still a decent chunk of change for meeting a few requirements. To snag the $100, you'll need to establish recurring direct deposits totaling $1,500 or more within 90 days of opening your account. Keep in mind that you can't have had a prior relationship with Affinity Plus to qualify. The offer is valid until November 30, 2025.
Why does this matter? Well, it's basically free money! If you're looking to pad your travel fund or just want a little extra spending cash, this is a straightforward way to do it. Plus, the "Better Than Free Checking" account has no monthly fees, so you don't have to worry about eating into your bonus. Just be aware that all bank bonuses are considered income by the IRS, so you'll need to factor that into your taxes. It's a soft pull, which means it won't hurt your credit score.
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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