Heads up, Citi Dividend cardholders (or potential ones)! Citi just dropped the 5% bonus categories for Q1 2026, and it's looking pretty good for those of us who love to shop on Amazon and binge-watch our favorite shows. Starting December 15, 2025, you'll be able to snag 5% cash back on purchases in these categories. Now, here's the key thing that makes the Citi Dividend card unique: unlike other cards that have quarterly spending limits for bonus categories, the Dividend card gives you a generous $6,000 ANNUAL cap. This means you could theoretically max out your 5% earnings in Q1 if you're planning a big Amazon spending spree, or spread it out throughout the year. This flexibility is awesome because it lets you tailor your spending to the categories you'll actually use. So, if you're an Amazon Prime addict or have multiple streaming subscriptions, this could be a great way to maximize your rewards! Big thanks to karmafuture for the tip!