FNBO just dropped a new MGM Rewards Iconic World Elite Mastercard, and it's packing some serious potential for MGM loyalists. Right now, you can snag a bonus of 45,000 points and 10,000 tier credits after spending $5,000 in the first three months (offer valid until December 15, 2025!). There's also a no annual fee card offering a 30,000 point bonus.

This card earns 6x points & tier credits at MGM properties, 2x at hotels, dining, gas, and groceries, and 1x everywhere else, including BetMGM deposits. It also includes a $200 annual resort credit and a free night (up to $250 value) after you spend $25,000 each year. Plus, spend $25,000 each year and get an additional 10,000 tier credits. You'll also get a Global Entry or TSA PreCheck credit every four years and automatic Pearl status for perks like priority check-in and free self-parking.

Why should you care? If you frequent MGM properties, this card could be a solid way to boost your rewards balance and climb the MGM Rewards tier ladder. The annual resort credit and free night could easily offset the $249 annual fee, making it worth keeping long-term if you can utilize those perks. Just remember, maximizing the value requires hitting that $25,000 spending threshold!