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U.S. Bank Extends $200 Business Savings Bonus: Easy Money for Your Side Hustle!
Published on January 16, 2026, 2:21 AM

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U.S. Bank is giving away an easy $200 bonus for opening a new business savings account, and the offer has been extended until March 31, 2026, so you have time to take advantage of it. Just use the promo code Q1SAV26 when you sign up. Here's the deal: deposit at least $10,000 of new money (meaning it can't already be at U.S. Bank) within 30 days of opening the account, and then keep that $10,000 in there for 60 days after that. Bam, $200 in your pocket!

Why does this matter to you? Well, who doesn't love free money? If you have a side hustle, even a small one, you can likely qualify for a business savings account. The account does have a $5 monthly fee, but you can easily avoid it by keeping a $500 daily balance, which you'll be doing anyway to get the bonus. The account earns a measly 0.05% APY, but the bonus is where the value is. The fine print says the bonus will be deposited within 30 days of the month after you complete the requirements. Note this offer excludes New York and Florida, or any state without a physical branch (unless you already have an existing relationship with U.S. Bank). Plus, it's a soft pull, so it won't affect your credit score!

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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