The Citi Strata Card just got a sweet refresh, and the coolest part is the "self-select category" feature! Basically, you get to pick a spending category where you'll earn 3x transferable points – think of it as turbocharging your rewards on the stuff you buy most. And the best part? The card has no annual fee. Why should you care? Because this puts you in the driver's seat! Instead of being stuck with pre-determined bonus categories, you customize the card to fit *your* lifestyle. Are you a foodie? Choose restaurants. Shopaholic? Pick department stores or online retailers. This ensures you're maximizing your rewards on the things you're *actually* buying. Choosing the right category is key to racking up those points. So, if you're looking to boost your transferable point balance without paying an annual fee, definitely check out the Citi Strata Card and decide which category will work best for you. More points means more travel!