Heads up, Citi ThankYou points users! Right now, you can get a 10% discount when you redeem your points for select gift cards like Apple, Best Buy, Chipotle, and Choice. To see if you're eligible, log into your Citi account and check the gift card redemption options. So, why should you care? Well, it's all about maximizing the value of your rewards. Citi often offers even bigger discounts – think 15% on Black Friday and even 20% on Cyber Monday. Apple was included in past sales, but Best Buy wasn't. If you're not in a rush, waiting for those bigger sales could mean getting more bang for your buck. It's a bit of a gamble, but could be worth it if you're patient.