Heads up, Texas residents! Education Credit Union is offering a sweet $190 bonus for opening a new checking account. But here's the catch: this deal is only available if you live or work in Texas, specifically near their Amarillo branches.

To snag the bonus, you'll need to enroll in eDocs (electronic statements), make at least 15 debit card purchases (excluding ATM transactions), and deposit at least $500 electronically each month. That $500 can come from a variety of sources, including your paycheck via direct deposit or even just an ACH transfer from another bank. So even if you don't get paid via direct deposit, you can still get the bonus.

Keep in mind that you need to keep the account open for at least 12 months, otherwise you'll forfeit the bonus. Also, this bonus is considered taxable income, so you'll have to report it when you file your taxes. If you meet the requirements and live close enough to an Education Credit Union, this is an easy way to add almost $200 to your travel fund!