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Citibank Business Checking Bonus: Up to $2,000 for New Accounts (In-Branch Only)
Published on January 11, 2026, 2:30 AM

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Citibank is back with a potentially lucrative offer for new business checking accounts! If you're looking to boost your business's bottom line, you can score a bonus of up to $2,000 by opening a new Citibank Business checking account. The catch? You need to deposit a significant amount of cash and maintain it for 60 days.

Here's the breakdown: The bonus tiers range from $200 for a $5,000 deposit all the way up to $2,000 for stashing $200,000. Keep in mind that the return on investment decreases as the deposit amount increases, so weigh your options carefully. To avoid a $15 monthly fee, you'll want to maintain an average monthly balance of $5,000 in the CitiBusiness Streamlined Checking Account.

The offer is available in-branch, so you'll need to visit your local Citibank to get started. While there's no guaranteed availability at every branch, it's worth inquiring about. These bank bonuses are treated as interest, so remember to factor in taxes. This is a soft pull. Finally, there's no early account termination fee.

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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