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Everwise Credit Union is offering a sweet $250 bonus for opening a new checking account, but there are a few hoops to jump through. First, this is only for folks living or working in specific counties in Michigan (Berrien & Cass) and Indiana (lots of them, check the link!). You'll need to use the promo code GET250 when you sign up, deposit at least $500, make at least 10 debit card purchases, and enroll in eStatements within 60 days. The good news is that it appears to be a soft pull, so it shouldn't impact your credit score and they allow you to fund up to $2,500 with a Visa or Mastercard.
Why should you care? Well, $250 is a decent chunk of change for a relatively small effort, especially if you were already considering opening a new bank account. There is no monthly fee with eStatements, so the $250 is pure profit. Just be aware you'll get a 1099-MISC form and have to pay taxes on the bonus as it's considered income. Also, you can't have or have had a checking account with them in the past 12 months, and it's one bonus per member. If you meet the location requirements and can handle the debit card spending, it could be an easy win!
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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