Hey Illinois folks, here's a super easy bank bonus for you! MSU Federal Credit Union is offering a sweet $150 bonus just for opening a new checking account. The best part? No direct deposit, no hoops to jump through. Just open the account, and the bonus will be deposited into your Spartan Saver account within 90 days *after* the promo ends on 12/31/25. So, patience is key! This deal is only for permanent residents of Illinois and you can't have had a checking account with MSUFCU before. It's a soft pull, which means it won't affect your credit score. Plus, there are no monthly fees with their Totally Green Checking, making it a truly free $150. While there's mention of a $25 bonus for opening a 1-Year Add-On Certificate, the real draw is the straightforward checking account bonus. Why should you care? Well, free money is always good! Bank bonuses are a fantastic way to pad your travel fund, and this one is particularly attractive because of its simplicity. With the holidays coming, an extra $150 could go a long way!