Carter Bank is offering an easy $300 bonus for opening a new checking account, and it might be worth a quick trip to the branch! The deal is available in NC and VA, and requires you to set up direct deposits totaling $1,000 and maintain an average daily balance of $500 within the first 90 days. That's it! This is a pretty straightforward bonus, and the Lifetime Free checking account has no monthly fees, so you don't need to worry about those eating into your profits. Just make sure you keep the account open for at least 90 days to avoid a small $15 early termination fee. The big question mark is whether opening the account involves a hard or soft credit pull (meaning whether or not it impacts your credit score), so be sure to ask before you apply. Still, if it's a soft pull, this is an easy way to pad your travel fund!