Hot deal alert! PayPal is offering a sweet 20% back in points when you buy apparel. But here's the kicker: it looks like this deal STACKS with PayPal's "Pay in 4" option, letting you spread out those payments without missing out on the rewards. But wait, there's more! Some folks are reporting that buying *other* stuff at Target (not just clothes!) triggers the offer too. Even better, whispers suggest that gift card purchases at Target might also work. This is huge! Think about it – 20% back on gift cards you were already planning to buy. Stocking stuffers, anyone? DoC is reporting this, and while it might be a glitch, it's definitely worth a shot to see if you can score some serious savings at Target using PayPal.