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Bank of Texas: Score Up to $800 with These Checking Account Bonuses!
Published on December 27, 2025, 2:08 AM

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Bank of Texas is rolling out some tempting offers for new checking accounts, potentially netting you up to $800! Here's the lowdown: you can snag $400 with their Access Checking account or a whopping $800 with their Premier Checking. To qualify, you'll need to use the promo code TEXOFR and set up direct deposits totaling at least $1,500 within the first 90 days. For the Premier Checking, you'll also need to maintain a hefty $10,000 average monthly balance. The offer is set to expire on May 31st, 2025. Note the deal was previously for the Alamo Heights banking center area, and is now in The Woodlands, Texas.

Now, the catch. The Premier Checking account comes with a $25 monthly fee, but you can dodge it by maintaining large balances across linked accounts. It's unclear if there's an early account termination fee, so keep that in mind. While the $800 bonus might seem enticing, the high balance requirement and monthly fee make it less appealing unless you already have significant funds to park. The $400 bonus is more achievable for most folks. It's also a bit unclear how strict the location requirements are. As always, bank bonuses are considered income, so Uncle Sam will want his share come tax time.

Why does this matter to you, the savvy award traveler? Well, these bank bonuses can be a great way to pad your travel fund. That extra cash can go towards flights, hotels, or experiences. Just be sure to weigh the requirements and fees carefully to make sure the bonus is actually worth it for your financial situation. Happy travels (and bonus hunting)!

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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