Chase Tightens the Reins on Ink Business Card Bonuses: Are You Affected?
Published on November 13, 2025, 9:03 PM
Heads up, fellow travel hackers! Chase seems to be cracking down on who's eligible for the welcome bonus on their no-annual-fee Ink Business Cash and Ink Business Unlimited cards. They've added some fine print stating that if you've *ever* had either of these cards, *or any other Chase business card without an annual fee*, you might not get that sweet bonus. Plus, they're hinting they might also look at other factors related to your business to decide if you qualify.
Why should you care? Well, these Ink cards are popular for their generous rewards and no annual fee, making them a great way to rack up Ultimate Rewards points (Chase's valuable points currency) without a big commitment. If you're planning to apply for one and you've held a similar Chase business card in the past, there's a growing chance you might get a dreaded "pop-up" during the application process denying you the bonus.
This change matters especially to those of us who engage in "churning" (applying for cards for the sole purpose of earning the signup bonus). It's looking like Chase is actively trying to prevent people from repeatedly grabbing bonuses on the same or similar cards. So, if you've been eyeing one of these cards, double-check your Chase business card history and maybe strategize a different application plan!
