Byline Bank is offering a sweet bonus of up to $450 for opening a new Simple Checking account! However, there's a catch: this deal *might* be targeted to specific people in Illinois and Wisconsin who received a special mailer. The terms mention the mailer a couple of times, so it's unclear if you'll get the bonus if you didn't get one. (YMMV - "Your Mileage May Vary" - is the blogger's way of saying "this might not work for everyone"). If you *are* eligible, you'll need to use the promo code SIMPLE450 when opening the account online or in-branch. The key requirement is making at least $1,000 in qualifying direct deposits each month for two consecutive months. If you do that, you'll get $225 at the end of each statement cycle for a total of $450. The offer is valid until March 31, 2026. Why should you care? Well, $450 is a pretty good chunk of change for opening a checking account! If you live in IL or WI and received the mailer, it's definitely worth looking into. Even if you didn't get the mailer, it *might* still work, so it could be worth a shot if you're looking for a new bank. Just be aware that there's a $5 monthly fee (easily waived), a small early account termination fee, and that the bonus will be reported to the IRS as income.