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U.S. Bank Smartly Checking Perks: Easy Cash Back at Groceries, Restaurants, and Best Buy!
Published on January 2, 2026, 2:19 AM

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U.S. Bank Smartly Checking account holders, listen up! Check your U.S. Bank offers because you might be sitting on some sweet deals. If you're in one of the higher Smartly Checking tiers or part of a qualifying member group, you could snag some easy cash back. We're talking 15% back (up to $20) at grocery stores, another 15% (up to $20) on dining, and 10% (up to $30) at Best Buy.

Why should you care? Well, who doesn't love free money on everyday spending? Groceries and dining are things we all pay for, and Best Buy is great for electronics and gifts. It's an easy way to save a little extra without much effort.

If you're not a Smartly Checking customer, it might be worth looking into, especially since there are often sign-up bonuses floating around. A big thank you to BACON for sharing this tip!

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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