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Hawthorn Bank: Easy $1,000 Bonus for Businesses (Limited States!)
Published on January 12, 2026, 2:26 AM

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Hawthorn Bank is offering a sweet bonus of up to $1,000 for new business checking accounts, and it's surprisingly achievable. Here's the deal: you can snag the full $1,000 by making at least two ACH (Automated Clearing House) transactions totaling $7,500 within 90 days and maintaining a $50,000 average ledger balance during the last month of that 90-day period. If you can't swing that much, you can still get $500 by doing two ACH transactions totaling $2,500 and keeping a $10,000 balance that final month.

Why should you care? Well, that's essentially free money! The best part is that the balance requirement only applies to the last month. This means you could put the $50,000 in a high yield savings account for the required time period, earning interest on top of the bonus. Keep in mind this offer is only available in-branch in Missouri (MO) and Kansas (KS). You can also call. There's also a $25 early account termination fee if you close the account within 30 days.

To qualify, make sure to use the promo code BIZCASH when you sign up. The offer is valid until March 31, 2026, so you have plenty of time to plan. Just remember that the bonus counts as income, so you'll need to pay taxes on it. If you're in MO or KS and have a business, this is an easy way to boost your bank balance.

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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