Proponent Federal Credit Union is offering a $150 bonus for both you and a friend/family member when they open a new account using the promo code Refer2026. The catch? The person you refer needs to open a Membership Savings account (with a measly $5 deposit) and another Checking or Savings account. Plus, they need to set up direct deposits of at least $250/month, OR get a Share Certificate, OR a loan product within 60 days. The bonus is paid out about 90 days after the new account is opened, assuming everything's in good standing.

This deal is primarily targeted towards employees of specific companies in the ON3 Business Park, employees of Nutley, NJ, members/employees of Holy Family Church of Nutley, NJ, employees of LabCorp and Roche and members/employees of Friends of The Nutley Public Library. The terms specifically state that referrals are for "family member or co-worker," so sharing referral links online probably won't work. Also, you can only refer a maximum of 5 people.

Why does this matter to you? Well, if you or someone you know falls into one of those groups, it's an easy $150! It is worth noting that since it is considered interest, you'll have to pay taxes on the bonus. The offer is valid until March 31, 2026, so you've got some time to take advantage of it if you qualify.