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Heads up, awardtrail readers! Hanmi Bank is offering a bonus of up to $750 for opening a new business checking account. This offer is available until December 31st, 2026, and it's targeted to those in CA, IL, NJ, NY, TX, and VA. To snag the bonus, you'll need to maintain certain average daily balances for the first three months:
- Maintain at least $15,000: Earn $125
- Maintain at least $50,000: Earn $500
- Maintain at least $100,000: Earn $750
Why does this matter to you? If you have a business and some cash you can park for a few months, this is an easy way to earn a decent return. Just be aware of the fine print: there's an $8 monthly fee that's avoidable by maintaining a minimum daily balance of $2,500 or an average daily balance of $5,000. Also, if you close the account within six months, you'll forfeit the bonus. Overall, if you can meet the balance requirements and keep the account open for at least six months, this Hanmi Bank bonus could be a worthwhile opportunity.
Why This Matters for Your Strategy
News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.
As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.
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