Opto, the brokerage offering themed investments and individual stocks, is officially closing its doors on March 31, 2026. That means if you have an account with them, you need to take action! You'll need to either transfer your funds out or convert your Opto account to a direct account with Alpaca by February 27, 2026.

Why does this matter to you, the award travel enthusiast? Well, Opto was previously featured on sites like Doctor of Credit for offering a bonus for new deposits. While the bonus itself may be a distant memory for most, if you jumped on that deal (requiring a minimum deposit of $500 and investing at least 50% of it for 120 days) you now need to move your money.

Keep an eye on your email for official communication from Opto or Alpaca with detailed instructions. Don't wait until the last minute to sort this out – the earlier you take care of it, the smoother the transition will be.