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BIG AMEX UPDATE! 🚀 Is the 5-card limit gone?
BIG AMEX UPDATE! 🚀 Is the 5-card limit gone?
Published on April 8, 2026, 7:35 PM

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Major news for the credit card community! For years, American Express has strictly enforced a 5-card limit for their credit cards. But things might be changing...

A recent report from reddit suggests that Amex may have officially dropped this hard limit! 📉 A chat representative confirmed that applications are now being reviewed individually rather than being automatically capped at five cards.

Here’s what you need to know: ✅ The 5-Card Rule: Previously, you could only hold 5 Amex credit cards at once (this didn’t include charge cards like the Gold or Platinum). ✅ The Change: Reports indicate Amex is moving toward a more flexible, individual review process. ✅ Individual Approval: While the hard "5" might be gone, your total number of cards is still a factor. If you’ve reached your personal maximum, Amex will notify you immediately upon application.

Is this the green light to finally add that next card to your wallet? 💳✨

What do you think? Have you tried applying for a 6th Amex credit card lately? Let us know your experience in the comments! 👇

#AmericanExpress #Amex #CreditCards #CreditCardPoints #TravelHacks #awardtrail #FinancialFreedom #Churning #CreditScore #AmexPlatinum #AmexGold

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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