Heads up, friends in Minnesota and Wisconsin! Royal Credit Union is offering a sweet $200 bonus for opening a new checking account, and the deal is back on until December 9th. To snag the bonus, you need to set up a direct deposit of at least $200 within 60 days of opening the account. Think of it like your paycheck, pension, or Social Security hitting your account directly.

What makes this deal extra interesting? They do a soft pull on your credit (meaning it won't affect your credit score!), and you can fund up to $2,000 of the account opening with a credit card. This is a fantastic opportunity to meet minimum spending requirements for credit card bonuses! Just remember to keep the account open for at least six months, or they might claw back that bonus. Plus, there are no monthly fees, which is always a win. If you're in MN or WI and looking for a quick and easy bonus, this one's worth checking out!