Heads up, bonus hunters! Hanmi Bank is offering a $200 bonus for opening a new personal checking account in CA, IL, NJ, NY, TX, or VA. The best part? No direct deposit is required! You'll snag $100 for maintaining a $3,000 balance for three months, $50 for going paperless with e-statements, and another $50 for spending $250 on your debit card each month for the first three months. You also need to enroll your debit card in uChoose Rewards within 30 days. This is a solid deal because it's a soft pull (won't affect your credit score), and there are no monthly fees to worry about. Just make sure you keep the account open for at least six months, or you'll forfeit the bonus. While a larger bonus used to be available, this is still a relatively easy way to pad your travel fund. The offer's good until the end of 2026, giving you plenty of time to decide!