Hey AwardTrail readers! Thinking of grabbing a new Bilt card to score some points by paying your taxes or going on a serious online shopping spree? Hold up a sec. There's some fine print you need to know about before you start racking up those rewards.

Basically, Bilt is putting some restrictions on how you can earn points with their new cards. While the details are still a little vague, it sounds like they might be keeping an eye out for folks trying to game the system by making unusually large purchases right after getting the card – things like huge tax payments specifically to hit a welcome bonus.

Why does this matter to you? Well, if you were planning on using the Bilt card for a significant purchase soon after approval, you might not earn all the points you were expecting. This could throw a wrench in your award travel plans and make it harder to reach your dream destination faster. It's always best to read the fine print, so be sure to check out the terms and conditions on the Bilt website before you start swiping!