SoFi Doubles Down: Joint Accounts Now Available, Potential for Double Dipping on Bonuses!
Published on January 8, 2026, 9:20 PM
SoFi users, listen up! Some of you are getting early access to a cool new feature: joint checking and savings accounts. That's right, you and your partner (or whoever!) can now manage your finances together within the SoFi ecosystem. If you got the email, you're part of the first wave, and everyone else will be getting invited soon.
But here's where it gets interesting for us award travelers: there's a *potential* to double dip on the SoFi checking and savings account bonus! The Doctor of Credit article points out that you might be able to snag the bonus again when you open a joint account, even if you already got it for your individual account. It's not guaranteed, as SoFi's terms and conditions leave them wiggle room to deny the bonus if they want. Keep an eye on those terms and proceed with caution, but if you're already a SoFi user and looking to manage finances with someone else, this could be a sweet opportunity to pad your travel fund a little extra.
