Heads up, award travelers! Chase is offering a $300 bonus on the Freedom Unlimited card when you spend $500 in the first three months. This is a decent bonus we have seen in the past, although some have been slightly more rewarding, such as an additional percentage back on grocery or gas purchases. You can access this offer directly or through a referral link. (Please do not post referral links here.)

Here's why it matters to you: The Freedom Unlimited earns a solid 1.5% cash back on most purchases, plus bonus categories like 5% on travel booked through Chase Ultimate Rewards, 3% on dining and drugstores, making it a great everyday card. This card has no annual fee, making it a long-term keeper if you can meet the spending requirement.

However, keep in mind Chase's 5/24 rule. This rule means that if you've opened five or more credit cards in the past 24 months (from any bank, not just Chase), you won't be approved for this card. Applying for the Freedom Unlimited will take up one of those valuable 5/24 slots. The offer ends on January 15th, 2026, at 9 am ET, so don't wait too long to decide.