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Chase Ink Card Bonus Blues: New Restrictions You Need to Know!
Published on November 21, 2025, 2:01 AM

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Chase is cracking down on who gets those juicy welcome bonuses on their no-fee Ink business cards (like the Ink Cash and Ink Unlimited). Basically, if you've had any no-fee Chase business card before, you might not be eligible for the bonus this time around. Bummer, right? This matters because these cards are popular for their easy-to-earn rewards, and that bonus is a big reason why many of us apply!

The good news is Chase is giving you a heads-up during the application process with a popup, so you won't be left guessing. You'll know immediately if you're eligible or if you should cancel without affecting your credit score. There are whispers that this strict rule mainly applies to those applying with a Social Security Number (SSN), and those using an Employer Identification Number (EIN) might still be able to snag multiple bonuses. However, there are also reports of the popup appearing even when applying with an EIN and even after pre-approval. So, the best advice? Just apply and see what happens!

Why This Matters for Your Strategy

News in the points-and-miles world moves fast, and promotional changes often have a short window. If this announcement affects a card or program you hold, log into your awardtrail dashboard to check your current benefit usage, bonus progress, and whether a transfer or redemption makes sense right now — before terms change.

As a general rule: transfer points only when you have a specific redemption in mind — transfers are almost always one-way and non-reversible. If you're unsure of the value, check our redemption guides before acting.

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