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6% Cash Back on EVERYTHING? Yeah, Right. Proceed with Extreme Caution!
Published on January 5, 2026, 9:19 PM
Alright awardtrail friends, you know I'm always on the lookout for amazing deals, but this one smells fishy. There's a new "product" being advertised promising a whopping 6% cash back on all purchases, with no annual fee! Sounds too good to be true, right? Well, it probably is. This offer comes from a company called Origins Lab, and honestly, they seem to be operating on vaporware. There's no bank backing them, and they haven't raised any venture capital. They claim this crazy cashback rate is "powered by a shared treasury connected to the growth of the AI economy." In theory, you'll also be "training" AI models in exchange for a proportional token share. The whole thing just seems…vague and unsustainable. The most likely scenario is that they're collecting names for a waitlist, hoping to use that list to attract funding. Another possibility is that you might only be able to redeem your cashback by spending via their debit card. Ultimately, my advice is to steer clear. There are too many red flags waving here. Stick to your tried-and-true rewards cards with reputable banks. Don't get lured in by promises that are almost certainly too good to be true – because usually, they are!